Privacy Policy

Effective Date: October 31, 2025

Finansa is developed by Pywe. Your privacy is our top priority. This policy explains how we handle, protect, and respect your information when you use the Finansa app — whether offline or with cloud sync enabled.

1. Information We Collect

Finansa is designed to function fully offline. All financial data — including your wallets, transactions, and insights — are stored securely on your device. If you choose to enable the optional cloud sync feature, only the necessary data will be encrypted and securely transmitted via HTTPS.

2. How We Use Your Data

• To store, organize, and display your financial information within the app.
• To back up your data safely if you activate cloud sync.
• To generate insights that help you understand and improve your financial habits (processed locally where possible).
• To improve performance and enhance your overall experience using Finansa.

3. Data Security

We use industry-standard encryption (HTTPS/TLS) for all data transfers. Your data remains private and is never sold, shared, or used for advertising. When stored locally, all information stays on your device and can be protected with biometrics or a PIN.

4. Third-Party Services

Finansa does not use analytics, advertising networks, or third-party trackers. If you enable cloud sync, your data is stored securely on servers managed by Pywe or trusted infrastructure partners that comply with global security standards.

5. Your Choices & Control

• You can use Finansa completely offline — no account, no internet required.
• You may choose when and how to sync your data to the cloud.
• You can delete your synced data at any time within the app or by contacting us directly.
• You control what data is shared — Finansa will never upload anything automatically without your consent.

6. Data Retention

Offline data remains on your device until you delete it or uninstall the app. Synced data (if enabled) is retained securely until you remove it or request deletion from our servers.

7. Children's Privacy

Finansa is not directed toward children under 13. We do not knowingly collect or store personal information from minors.

8. Changes to This Policy

We may update this Privacy Policy periodically to reflect new features or legal requirements. When we do, we'll update the effective date above and notify users as needed within the app.

9. Contact Us

If you have questions about this Privacy Policy or your data, contact us at: support@pywe.org

By using Finansa, you acknowledge and agree to this Privacy Policy.